Why Pre-Qualify?

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It is important to consult with your mortgage professional early — even before you've started to consider neighborhoods. What for? When you do not know yet how much home you need to qualify for, what could we do for you?

Pre-Qualify

We can help determine how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. This process leads you through your finances - your debts, income, employment, and cash available for down payment, among other things. It's short and to the point; We keep the paperwork to a minimum.

We'll award you a Pre-Qualification Letter once you qualify, which says that we are confident you'll qualify for a specific amount of mortgage loan dollars.

Buying Power

With your pre-qualification letter, several advantages fall at your feet when you locate the home you want to put together an offer for. First of all, you have some definite numbers in mind, as the total you will be able to borrow. More important to the seller, your being pre-qualified is like your having entered their house with a suitcase full of money to make the deal! They need not worry that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to fret over. You have the capability to back your offer up.

We help with your pre-qualification

We can help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. This process takes you through your financial situation - your debts, income, job, cash available for down payment, among other things. It's short and to the point; and we take pride in keeping the paperwork to a minimum.

One-on-One

While you are able to benefit from our tools to calculate mortgage variables on our site, it's essential to sit down and talk with us. We can walk you through your pre-qualification letter. Next, we can review your mortgage loan options to make sure you have found the right one. We're eager to meet with you: call us at 952 417 8481.

Have questions about pre-qualifying? Call us at 952 417 8481. It's our job to answer pre-qualification questions, so we're happy to help!

Got a Question?

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